Anybody live in San Diego familiar with El Cajon? My wife and I are looking for a house to buy. We don't want to live in the ghetto or cracktown. El Cajon has 3 zip codes: 92019, 92020, 92021. Anybody know if any of these are good neighborhoods, or are they all ghetto?
Which zip codes in El Cajon, CA are nice and which ones are ghetto?best myspace
I was visiting there in 2005. The whole damn place looked like skid row to me.
Which zip codes in El Cajon, CA are nice and which ones are ghetto?hot myspace myspace.com
Hi jjohnson5677,
Here are some steps that you need to take when you are ready.
~ Meet with three lenders. Compare interest rates, loan programs, and fees. Keep in mind all fees are negotiable. Ask for a copy of the following so you can shop around.
a) Good Faith Estimate (RESPA requires lenders to give you a copy of this within three business days upon receipt of application.
b) Truth in Lending Form
~Do your research online for the neighborhoods that are desirable to you. Go to http://realestate.yahoo.com. It has graphs, maps, calculator, interest rate, and virtual tours.
~Find a real estate professional that has an ABR (Accredited Buyer's Representative) designation. Someone with this designation will have your best interest in mind. Go to http://www.rebac.org.
I live in 92021 and parts of it are skeevy, but other parts aren't that bad. I've never felt scared to walk in my neighborhood at night. 92019 is the nicer area though as it is closer to Rancho San Diego.
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